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| Share/Savings Accounts | | | | | Club Accounts | |
| | Christmas Club Accounts | .75% Div. Rate | .75% APY * | | Open for withdrawal Nov. 1 through Dec. 31 | | Vacation Club Accounts | 0.50% Div. Rate | 0.50% APY * | | | | | Share Certificate Accounts | |
| | Share Certificates | 2.00% Div. Rate | 2.00% APY * | | 1 Year Maturity minimum deposit $1000 | | 6 Month Share Certificate | 1.75% Div. Rate | 1.76% APY * | | Minimum Deposit $1000.00, 6 Month Term | | | | | Share Savings | |
| | Share Accounts | .75% Div. Rate | .75% APY * | | Average daily balance must be over $100 | | |
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| Loan Accounts | | | | | Share-Secured Loans | |
| | Regular Shares | 8.75% APR | | | Share Certificate | APR | 1 year maturity | | $1000 Minimum $0 Maximum Rate will be 5.00% above current rate | | | | | Vehicle Loans | |
| | New Vehicle / Collateral | APR | Rates are from 5.9% to 13.9% based on Beacon Score | | Used Vehicle / Collateral | APR | Rates are from 6.9% to 14.9% based on Beacon Score | | Amount based on NADA Loan value | | APR | | | $0 Minimum $25000 Maximum | | | | | Personal Loans | |
| | Signature Loan | APR | Rates vary from 9.9% to 17.9%, based on Beacon | | Holiday Loan | 17.9% APR | 6 months | | $600.00 Maximum | | |
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| Fees & Disclosures | | | | | Deposit Account Fees | |
| | Share Savings Excessive Withdrawal Fee | $10.00 | | Christmas Club Early Withdrawal Fee | $15.00 | | Inactive Account Fee | $5.00 / month | | Deposited Item Return Fee | $25.00 / Item | | NSF Fee | 25.00 | | Account Negative / NSF fee | 25.00 | | Transfer to Checking to cover NSF | 5.00 | | | | | Loan Account Fees | |
| | Loan Application Fee | $10.00 | | | | | Miscellaneous Fees | |
| | Membership Fee | $1.00 | | |
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| | APR = Annual Percentage Rate
RATES AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. | | |
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